Protect Your Aging Loved One

If an auto accident has left you with staggering medical bills and the other driver's insurance provider doesn't want to pay for their driver's fault, it's time for legal representation. You don't want your claim to get dragged out, and you may also be eligible for more than you expect. You don't just want to have the insurance company pay for the medical bills now, you want all potential medical expenses that resulted from the accident covered, especially if you're expecting a lengthy recovery.

Can a cleft lip and palate qualify your child for disability benefits through the Social Security Administration? Possibly. There are several different things that have to be considered before a child's disability claim can be approved. 1.) Is your family financially eligible for SSI benefits? Children are given benefits under the Supplemental Security Income (SSI) program that's run by Social Security. While the medical criteria used to determine disability is the same as that used for regular Social Security benefits, SSI is a need-based benefit with very strict income limits.

When someone within your network of contacts ends up getting arrested and sent to jail, your phone might soon be ringing -- especially if the unlucky person suspects that you have enough money to pay his or her bond. While it might be second nature to put up the money for someone with whom you share a close relationship, doing so gets a little more uncertain if the person is an acquaintance but not someone with whom you have a close relationship.

Most people know how vital it is that they have an estate plan. It is obvious that it is the best thing for your estate and your family when you pass away to have everything properly organized. However, what many people do not understand is what is the best plan for them. For the majority of people a revocable living trust will be the best option. Here are a couple reasons why you should choose a trust.

The Employee Retirement Income Security Act or ERISA governs employee benefits, such as long-term disability plans. Contrary to its original purpose, many purport that ERISA actually protects insurers more than it does claimants. To determine whether the law applies to your policy, you must establish where you purchase your policy. If you obtained it from a private insurer, state laws likely govern your policy; if it is an employer-provided policy, ERISA applies.

If you're like many people, you may have put off your estate planning needs. Most people think that there will always be time to plan in the future. While this may be the case, you want to make sure that you're prepared in case there's an accident or emergency. It's best to have an estate planning attorney, so that you have the perfect plan for your needs. Take a look at the following information to better understand the reasons as to why you should hire an estate planning attorney.

If you've been injured in a fall, you probably don't want to sue the person responsible for your injury. However, someone has to pay for the medical bills that are accumulating as you heal from your injury. What's more: you may not be earning as much as you did before you fell. It's only right to ask the parties responsible for your getting hurt to compensate you for these expenses. While many personal injury lawsuits are settled before they get to the courtroom, it's still important to know how to act should your case come to trial.

When is a deal not a deal? If buyer's remorse settles in within a few hours of a major purchase or a signed contract, do you have the right to cancel the deal? If so, for how long? When The 3-Day Rule Applies There's a federal law called the "3-Day Cooling Off Rule" which protects consumers from making rash purchases, especially when they might be susceptible to high-pressure sales. Under this rule by the Federal Trade Commission (FTC), you can cancel a contract that involves: